# Frequently asked questions

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Straight answers to what Buffalo sellers ask first — how the offer is calculated, what it costs, repairs, timelines, tenants and license checks. Still stuck? Call and a person will walk you through it.

## How is your cash offer calculated?

Every offer starts with what comparable homes in your neighborhood have actually sold for, then accounts for your property's condition and the renovation our own construction crews would take on after closing. Because we renovate in-house, the number reflects real repair costs rather than an inflated discount. You see the reasoning in writing, and there is no cost or obligation to accept it.

## Are there fees or agent commissions?

None. We buy directly from you, so there is no listing agreement, no agent commission and no closing costs charged to you — the number in the written offer is the number you keep. On a traditional listing, commissions and concessions come off the top before you see a dollar; here, the arithmetic is one line long.

## Do I need to make repairs or clean the house?

No — deferred maintenance, outdated systems and decades of belongings are all fine. Buffalo's inspection and code-enforcement standards are strict, and a house that needs work can draw repair orders under the city's property conservation code; the City of Buffalo's official site explains how enforcement works. We price the house exactly as it stands, and our own crews do whatever the house needs after closing.

## How fast can the closing happen?

Because the purchase is cash, there is no mortgage underwriting to wait on — once the title work clears, closing can happen within days. If you need longer to sort out the move, we simply schedule the closing weeks out instead. You pick the date; the timeline serves your plans, not the market's.

## What if the house is rented or tenants are still living there?

We buy with tenants in place. Irish Jones runs licensed property management here, so New York's landlord-tenant rules are daily work for us — the same rules the New York Attorney General's consumer resources lay out for renters and owners alike. We review the leases before the offer, and the tenant conversation becomes ours the day you close.

## Can you help if I am facing foreclosure?

Often, yes. New York foreclosure cases move through the courts, with a settlement conference built in before a lender can finish — time a cash sale can put to work. HUD's avoiding-foreclosure guide outlines the federal options alongside what a sale can do. A cash sale that closes before the auction settles the loan balance, and the earlier we start the title work, the easier it is to land before your date.

## Is a cash sale legitimate?

Yes. Irish Jones Home Buyers is the cash-buying division of Irish Jones, a licensed New York real estate brokerage — license #10491209386, checkable through the NY Department of State's Division of Licensing Services — with a real office at 1305 Bailey Avenue and a phone number a person answers. You receive a written offer, standard title work and a proper closing, not a driveway signature.

## What areas do you buy in?

Buffalo and the first-ring suburbs — from Allentown and the Elmwood Village to Hertel Avenue, Kenmore, Tonawanda, Cheektowaga, West Seneca, Lackawanna and Amherst. The region is what we know street by street; you can get a feel for Buffalo and Western New York at Visit Buffalo Niagara. If your property is nearby but not on the list, call and ask — the answer is usually yes.

## Do you make an offer on every house you look at?

No — we offer on the homes that fit our buying criteria, and we will tell you plainly if yours is not one of them. On some contracts we bring in a vetted end buyer instead. Either way, hearing the number costs nothing and carries no obligation.

Get a Cash Offer: https://irishjoneshomebuyers.com/get-offer